Monday, August 24, 2009

As Happy as a Dog with Two Tails


As happy as a dog with two tails – a classic idiom that seems to mean the same thing to almost everyone – when a dog is happy, he wags. If he is VERY happy, he wags twice as fast. Therefore, a dog would indeed be very ecstatic if he had two tails to wag simultaneously to show his delight and pleasure in life.

Yet a dog takes its tail for granted. Short or non-existent like Corgi, or long and feathery like an Irish setter, Fido knows what his tail is for – expression! Happiness and affection radiates from his tail, and he doesn’t care about the size or looks of it...




There is a lesson here from Fido in our money dealings. We are rarely happy with our money picture. We don’t have enough, we are constantly in debt, and we fight with our significant others about where our income should go. The happiness in earning a living, sharing our wealth with tithing and saving for future enjoyments is what keeps our tails wagging, so to speak! How can you regain that joy and peaceful delight that comes with being content with what you have, who you are, and where you are going?

The first step, according to Fido, is to look over your finances with honesty and an open mind. What is your income? What is the necessary outgo? The discretionary spending plan? Start your vision with the idea that you are looking for strong points, not weak ones. Allow yourself the satisfaction of wagging for a moment!

Continue on to the second step, analyzing where your spending strategy could use improvement. For example, do you spend $100 or so each month on cable or satellite, but rarely watch TV? Trim your programming package, and roll over the regained cash into a rainy day fund. Do the same with each item of your discretionary spending; meals or coffee out, gym membership, extra vehicles etc.

You are doing well now! Let the pleasure in regaining control over your spending bring the joy of accomplishment into your life. If, in your search for ways to trim the fat, you find you have questions or concerns, don’t let them grow to disproportionate levels. Contact Joan, the Debt Relief Queen, for help in making all your dreams become reality.





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Friday, August 14, 2009

Enjoy the Bone!



Have you ever taken the time to watch a dog with a bone? From the moment you hand her the meaty treat, she is thinking about how to make it last. She takes it to a private corner and begins to gnaw on her treasure. However, before too long, she is like the dog in the TV ads, wanting to enjoy her bone and protect it at the same time. Fido knows the flavorful goodness is finite, and won’t last forever. So she plans to make the bone last. How does she do that?

First, she enjoys the bone in the moment, savoring the enjoyment it brings her. Next, she looks for a place to stash it for later, knowing that to a dog, the seasoning is in the age of the bone. She checks her stash frequently, usually not chewing, but just checking to make sure it is still there, and growing ripe for the next nibble. We too can take a lesson from Fido’s care with her treat. How much more pleasure we can garner by using our money wisely, staying out of debt, and keeping some of our “treasures” stashed away for another day?

I can remember the first time I paid cash for a fairly large-ticket item, a living room suite. There was something deliciously perfect about knowing that when the furniture arrived it was mine, paid for, without any aftertaste of debt in my mouth. I had set the goal, and saved my money in order to make the purchase, and like Fido, the joy in the treasure was made to last.

How can you learn from Fido’s joy in a good bone? By taking time to enjoy the process of earning and having money. You work hard, and when that paycheck comes in, paying it out to frivolous purchases on credit cards can be painful. Instead, get those cards paid off, and set money aside in savings for enjoyment later on. As with Fido, you can take pleasure in the money (bone) as well as save it (hide it away like Fido’s bone) for a good future gnaw! Need help in planning out your debt relief, setting up for future wants or getting a good look at your income and outgo? Contact the Debt Relief Queen for assistance. Look for the ~ You Can Get Out of Debt Too! ~ How to Use Debt as a Tool, Not a Crutch Home Study Audio Course Available SOON!

* Do you feel like your financial obligations are out of control?
* Is your credit card debt approaching your annual income?
* Are you afraid you may not be able to send the kids to college?
* Are your credit card bills killing you?

If you answered yes to any of those questions, then this SELF HELP Home Study Course is the answer to your credit card problems. Debt DOES affect your quality of life, so get help today!

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